⚡ 30-Second Answer: Yokohama = Kanto's 2nd-most cashless city. Minatomirai, Kannai, Chinatown area: 92% card acceptance; street stalls are cash. Exchange: Yokohama Sta. West Exit Travelex (mid -3%) or JR Tower B1 bank counter (mid -2.8%). 24h ATM: 7-Eleven at West/East exits. Travelers need ¥15,000-25,000 cash + Wise/Revolut.
Quick Reference
Value
Best
JR Tower B1 bank (mid -2.8%)
Station
Yokohama Sta. Travelex (mid -3%)
24h ATM
7-Eleven West/East exits
Cash needed
¥15,000-25,000
Card acceptance
92%
Last verified
June 2026
📖3 min read
SponsoredThis article contains affiliate links. We may earn a commission when you sign up through them, but our recommendations and editorial stance are not influenced by the partnerships.
Yokohama is a day-trip favourite from Tokyo, and money-wise it's basically a Tokyo extension — Suica/PASMO works identically, card acceptance is at Tokyo levels (~90%+), and the major exchange chains are present in the main tourist clusters (Minato Mirai, Yokohama Station, Sakuragicho). The total 12 active exchange points are about 1/30th of central Tokyo's density, so long-stay travellers will want to load up in Tokyo first for efficiency.
TL;DR
12 exchange points clustered at Minato Mirai / Yokohama Station / Sakuragicho
Major chains present: Travelex, World Currency Shop, Smart Exchange, Pocket Change
Suica/PASMO works the same as Tokyo — IC cards are fully supported
Cheapest combo: Wise/Revolut card → Seven Bank ATM at Yokohama Station
1. Exchange points by zone
a. Yokohama Station — the broadest selection
Location
Type
Travelex Yokohama West
Counter
World Currency Shop Joinus (2F)
Counter
Smart Exchange (inside station)
Auto-machine
Pocket Change (inside station)
Auto-machine
Yokohama Station is the crossroads of JR / Tokyu / Keikyu / Sotetsu / Minatomirai lines. Quick 5-min exchange while changing trains is realistic.
Differences are small per transaction but compound: 5 exchange runs at the wrong spot = ~¥5,000 lost.
3. ATMs that work for foreign cards
Inside / around Yokohama Station:
Seven Bank ATM — multiple at JR East/West exits, 24-hour
AEON Bank ATM — Sogo Yokohama, 9:00–21:00
JP Bank (Yucho) ATM — Yokohama Central Post Office
Seven Bank has the highest foreign-card acceptance. Wise/Revolut card withdrawal: ¥220 fee per transaction.
4. Tourist-zone payment table
Spot
Card accepted
Cash recommended
Red Brick Warehouse
✅ near-universal
Low
Chinatown
△ ~50%
Medium (small shops are cash-only)
Cosmo World
✅ entry + rides accept cards
Low
Motomachi Shopping Street
✅ most shops
Low
Sankei-en Garden
❌ entry fee cash only
Medium
Yamashita Park
n/a
n/a
Chinatown is the cash gotcha — many family-owned restaurants and souvenir stands still take cash only. Keep ~¥5,000 in small notes ready.
5. Yokohama vs Tokyo, side by side
[Tokyo] [Yokohama]
Exchange points: 700+ → 12
Competition: heavy → moderate
24-hour ATM density: high → concentrated at the station
Card acceptance: 95%+ → 90%+
→ Load up in Tokyo and come over is the dominant strategy. Standalone exchange in Yokohama isn't bad, but isn't optimised either.
Bottom line
Day-trip tourist → exchange in Tokyo OR pull yen from Yokohama-Station Seven Bank with Wise/Revolut
Staying overnight in Yokohama → Travelex / WCS at Minato Mirai or Yokohama-West is plenty
Chinatown + Sankei-en bound → keep ¥5,000 cash in pocket