Haneda Airport money exchange comparison 2026: every counter ranked
Haneda Airport has 12 currency exchange counters across its three terminals (T1, T2, T3 international), operated by 4 different chains: Travelex (3 locations), Japan Airport Terminal Co. (5 locations), Shinhan Bank Japan (3 locations), and Pocket Change (4 locations). Rate competitiveness varies by chain and time of day; the spread between the best Haneda counter and the worst on USD on the same day is typically 0.6–1.0 % — about ¥600–¥1,000 on a $500 exchange. This guide ranks every counter with its rate tier, hours, and currency menu.
TL;DR
- Best Haneda rate: Travelex (typically 0.2–0.4 % better than Japan Airport Terminal counters on USD).
- 24-hour service: T2 and T3 have 24-hour Japan Airport Terminal counters; T1 and Travelex are not 24/7.
- Best currency menu: Travelex (31 currencies); Japan Airport Terminal (~10).
- All Haneda counters are 2–4 % below mid-market — use only for the first ¥10,000; in-town for the bulk.
What are the chains operating at Haneda?
Four chains across the three international-flight terminals:
| Chain | Locations | 24-hour? | Currency menu | |---|---|---|---| | Travelex | T1, T2, T3 | T3 only | 31 | | Japan Airport Terminal | T2 (×2), T3 (×3) | T2 international gate, T3 (×2) | ~10 | | Shinhan Bank Japan | T2 (×2), T3 | T3 only | ~10 | | Pocket Change | T1, T2, T3 (foreign coin → e-money) | T2, T3 only | n/a (coins only) |
What's the rate ranking for $500 USD?
For a typical weekday May 2026:
| Rank | Counter | Rate (1 USD =) | Yen received | vs mid-market | |---|---|---|---|---| | 1 | Travelex T2 (3F intl departure) | 148.50 | ¥74,250 | −1.98 % | | 1 | Travelex T1 (1F arrival) | 148.50 | ¥74,250 | −1.98 % | | 1 | Travelex T3 (3F airside) | 148.50 | ¥74,250 | −1.98 % | | 2 | Japan Airport Terminal T3 (3F departure) | 147.80 | ¥73,900 | −2.44 % | | 2 | Japan Airport Terminal T3 (2F arrival) | 147.80 | ¥73,900 | −2.44 % | | 2 | Japan Airport Terminal T2 (3F intl departure) | 147.50 | ¥73,750 | −2.64 % | | 3 | Shinhan Bank Japan T3 (airside) | 146.00 | ¥73,000 | −3.63 % | | 3 | Shinhan Bank Japan T2 (intl gate) | 146.00 | ¥73,000 | −3.63 % | | 3 | Shinhan Bank Japan T2 (1F dom arrival) | 145.80 | ¥72,900 | −3.76 % |
(Mid-market reference: 151.50 JPY/USD.)
The single quotable fact: between Travelex (best Haneda counter) and Shinhan Bank Japan (worst) on USD, the gap is about ¥1,250 per $500 — small but consistent enough that Travelex is the right pick if you must exchange at Haneda.
What's the comparison for other currencies?
For €500 EUR:
| Counter | Rate (1 EUR =) | Yen received | vs mid-market | |---|---|---|---| | Travelex (best) | 161.20 | ¥80,600 | −1.83 % | | Japan Airport Terminal | 160.40 | ¥80,200 | −2.31 % | | Shinhan Bank Japan | 158.50 | ¥79,250 | −3.47 % |
For ¥100,000 worth of CNY: | Counter | Rate | vs mid-market | |---|---|---| | Travelex (CNY) | 20.65 | −0.96 % | | Japan Airport Terminal | 20.50 | −1.68 % | | Shinhan Bank Japan | 20.30 | −2.64 % |
(Note: Pocket Change isn't included — it converts foreign coins to e-money, not standard exchange.)
What about 24-hour availability?
| Time | Available counters | |---|---| | 24 hours | Japan Airport Terminal T3 (×2), Travelex T3 (5:30–25:30), Shinhan Bank Japan T3 | | Late evening | Most T2 counters until 21:30 | | Early morning | Most T1 counters from 10:00; T2 from 7:00; T3 from 5:30 | | Daytime | All counters open |
If your flight arrives before 7 am or after 21:30, your effective choices narrow to T3 24-hour counters (3 chains) and 24- hour 7-Eleven Seven Bank ATMs (every terminal).
How does Travelex compare to a 7-Eleven ATM?
Critical comparison for tourists:
| Source | Yen received per $500 | vs mid-market | Time | |---|---|---|---| | Travelex (best Haneda counter) | ¥74,250 | −1.98 % | 5–10 min | | 7-Eleven ATM (Wise card) | ~¥75,400 | −0.46 % | 3–5 min |
The 7-Eleven ATM wins by ~¥1,150 on the same $500 — nearly the gap between the best and worst Haneda counter. Use the ATM for any cash beyond ¥10,000 that you genuinely need on day one.
What about Pocket Change?
Pocket Change is a kiosk that converts foreign coins (and some bills) into Japanese e-money, PayPay credit, Suica balance, or Apple gift cards. It's brilliant for offloading leftover coins on departure day, but the reverse direction (foreign cash → yen) at airport rates is no better than the Japan Airport Terminal counters.
Best uses for Pocket Change at Haneda:
- End-of-trip: convert leftover yen coins to PayPay/USD e-money
- Departure: empty your wallet of small foreign coins from multiple currencies
- Convenience: when waiting for a flight
What's the 5-minute Haneda strategy?
The optimal flow on arrival:
- Land and clear immigration
- Add Suica to Apple Wallet while waiting for bags (5 min)
- Hit a 7-Eleven Seven Bank ATM for ¥5,000–¥10,000 (3 min)
- Top up Suica with another ¥3,000–¥5,000 via the Wallet app
- Get to your hotel by train/limousine bus
That's it. Skip the airport exchange counters entirely for amounts under ¥10,000. For the bulk of your trip's cash, exchange in Shinjuku, Shibuya, or Ginza the next morning.
→ Article #2: Hidden cost of airport exchange, #34: From Haneda to your hotel.
What this means for your visit
- ✅ Use Travelex if you must exchange at Haneda — best Haneda rate.
- ✅ Better: use a 7-Eleven Seven Bank ATM — saves ~¥1,150 per $500 vs the best Haneda counter.
- ✅ Exchange ¥10,000 maximum at the airport; bulk later in central Tokyo.
- ⚠️ Avoid Shinhan Bank Japan counters — worst rates at Haneda.
- ⚠️ Avoid Pocket Change for cash exchange — better for coin offload only.
Frequently asked questions
What about Narita's counters?
Narita has similar chains (Travelex, Japan Airport Terminal, Shinhan Bank Japan) at comparable rates. The "best Narita counter" tends to be Travelex, same as Haneda. Rate gap between best and worst is similar. For both airports: ¥10,000 max, exchange the bulk in town.
Can I get a refund of unused yen at the airport?
Yes — Travelex and Japan Airport Terminal counters both offer yen-back exchanges. Rates are 0.5–1.0 % worse than the buy direction. For loose coins and small bills, Pocket Change is often more practical.
Are there any non-airport-priced shops at Haneda?
No. All Haneda counters operate within "airport pricing" — the 2–4 % below mid-market range. The 7-Eleven Seven Bank ATM is the only competitive option inside the airport.
What about the new T3 expansion?
T3 international expanded in 2024 to handle more flights. Counter locations and chains remain the same; the new gates have the same rate profiles as the existing terminal.
Will my US-issued debit card work at Haneda's 7-Eleven ATM?
Yes — Visa, Mastercard, JCB, UnionPay, Amex, Discover, and several other networks. Wise and Revolut work as Visa/ Mastercard. → article #76 for full details.
What if I need to exchange large amounts (over ¥1,000,000)
at Haneda? Travelex T2 has the best inventory for large transactions; some counters require advance notice for amounts over ¥1,000,000. Identity verification (passport) required.
Is Haneda's exchange counter staff English-speaking?
Yes — all major Haneda counters have English-speaking staff (plus Chinese, Korean at Shinhan). For complex transactions, Travelex tends to have the most multilingual staff.
Open it live in Yen Finder
Open Yen Finder → tap Map → switch to Haneda Airport. Every counter and ATM in T1, T2, and T3 appears with current operating hours and rate badges. Use the "Open Now" filter for late-night arrival planning.
See also
- Article #2 — Hidden cost of airport exchange
- Article #32 — Haneda's 24-hour exchange counter — worth it?
- Article #34 — From Haneda to your hotel: cash you'll need
- Article #76 — 7-Eleven Seven Bank ATM full guide
Last verified 2026-05-07. Haneda's exchange counters are operationally stable; new entrants and exits at Haneda happen rarely. The Travelex > Japan Airport Terminal > Shinhan ranking is durable.