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Contents📖 ~4 min read
Nagoya money guide 2026 — Meieki, Sakae, Osu exchange, ATMs, cards, hotels
The complete pillar guide for handling money in Nagoya, one page. Nagoya is the Chubu region's largest economic hub, sitting halfway between Tokyo and Osaka. Exchange shops cluster in Meieki (around Nagoya Station) and Sakae, with rates slightly behind Osaka but close to Tokyo / Osaka levels. Hitsumabushi, miso-nikomi udon, and kishimen chain restaurants accept cards; Osu indie shops are 60% cash. Chubu International Airport (Centrair) is 30 minutes from the city.
This page covers the arrival → Meieki, Sakae, Osu → Ise Shrine / Takayama travel money flow across 6 axes.
TL;DR — your no-stress Nagoya money playbook
Cash to carry: ¥8,000-12,000/day per person (Osu indie shops, shrines, kissaten coffee)
Best exchange: WCS Nagoya Station or WCS Sakae, mid-market −1.5 to −2%
Best ATM: Meieki / Sakae / Kanayama 7-Eleven Seven Bank ATMs 24/7
The hub where Shinkansen + JR + Meitetsu + Kintetsu + metro all cross. JR Towers, Midland Square, Dai Nagoya Building. Exchange shops cluster, card acceptance 100%.
Sakae
Shopping and nightlife center. Matsuzakaya, Mitsukoshi, PARCO, Sunshine Sakae. One of the flagship exchange zones.