Nagoya money guide 2026 — Meieki, Sakae, Osu exchange, ATMs, cards, hotels
⚡ 30-Second Answer: Nagoya = Tokai region's hub, with 88% card acceptance — Nagoya Sta. and Sakae fully covered. Exchange: WCS Nagoya Station or WCS Sakae (mid -1.5 to -2%, cheapest), better than Travelex Nagoya Station (mid -2.0 to -2.5%). 24h ATM: 7-Eleven at Nagoya Sta. and Sakae. ¥8,000-12,000 cash + Wise/Revolut works. Hitsumabushi and miso udon old shops often accept cash only, Atsuta Shrine offerings need coins.
Quick Reference
Value
Best exchange
WCS Nagoya Sta. / Sakae (mid -1.5 to -2%)
24h ATM
7-Eleven Nagoya Sta. + Sakae
Cash needed
¥8,000-12,000
Card acceptance
88%
Last verified
June 2026
✓ Last verified: Aug 2026
📖5 min read
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The complete pillar guide for handling money in Nagoya, one page. Nagoya is the Chubu region's largest economic hub, sitting halfway between Tokyo and Osaka. Exchange shops cluster in Meieki (around Nagoya Station) and Sakae, with rates slightly behind Osaka but close to Tokyo / Osaka levels. Hitsumabushi, miso-nikomi udon, and kishimen chain restaurants accept cards; Osu indie shops are 60% cash. Chubu International Airport (Centrair) is 30 minutes from the city.
This page covers the arrival → Meieki, Sakae, Osu → Ise Shrine / Takayama travel money flow across 6 axes.
TL;DR — your no-stress Nagoya money playbook
Cash to carry: ¥8,000-12,000/day per person (Osu indie shops, shrines, kissaten coffee)
Best exchange: WCS Nagoya Station or WCS Sakae, mid-market −1.5 to −2%
Best ATM: Meieki / Sakae / Kanayama 7-Eleven Seven Bank ATMs 24/7
The hub where Shinkansen + JR + Meitetsu + Kintetsu + metro all cross. JR Towers, Midland Square, Dai Nagoya Building. Exchange shops cluster, card acceptance 100%.
Sakae
Shopping and nightlife center. Matsuzakaya, Mitsukoshi, PARCO, Sunshine Sakae. One of the flagship exchange zones.
