Late-night money exchange in Shinjuku in 2026: what's still open after 8 pm
⚡ 30-Second Answer: After ~20:00, every staffed counter in Shinjuku is closed — there is no 24-hour Travelex or Dollar Ranger. Your real options: ①7-Eleven Seven Bank ATM (24/7, best rate, physical card needed)②Smart Exchange machines — the units inside the 24-hour Don Quijote and around Kabukicho run all night (~mid −10% (measured Jul 2026), varies by day). Avoid the street-touts' kiosk changers at any cost (far worse than any legitimate option).
Quick Reference
Value
Staffed counters
All closed by ~20:00
24h machine
Smart Exchange in Don Quijote
24h ATM
Seven Bank in any 7-Eleven
Tout kiosks
Avoid (worst rate)
Suggested cash
¥10,000-20,000
Last verified
June 2026
✓ Last verified: May 2026
📖5 min read
Photo: Yen Finder Editorial, Shinjuku 2026-05-25
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After 8 pm in Shinjuku, all dedicated currency exchange shops
are closed. Your remaining options for after-hours cash are:
7-Eleven Seven Bank ATMs (24/7, foreign cards), Smart Exchange
auto-machines at GiGO Shinjuku West and Kabukicho (until 23:00), and
the 24-hour Smart Exchange machine inside Don Quijote. This guide names every late-night option,
the rate trade-offs, and the right pick for arriving travelers,
nightlife crowds, and emergency cash needs.
TL;DR
24-hour cash: 7-Eleven Seven Bank ATMs (everywhere in
Shinjuku); Smart Exchange machine inside the 24-hour Don
Quijote (Kabukicho and Higashi-Minamiguchi stores).
Until 23:00: Smart Exchange auto-machines at GiGO
Shinjuku (West and Kabukicho).
Closed by 8 pm: Dollar Ranger, World Currency Shop,
Travelex, Ninja Money Exchange.
Best late-night strategy: 7-Eleven Seven Bank ATM with a
no-FX-fee card.
What's open in Shinjuku after 8 pm?
Source
Hours
Rate gap vs mid-market
7-Eleven Seven Bank ATMs
24/7
~−0.5% (with Wise card) + ~¥220 ATM fee
Smart Exchange machine inside Don Quijote Shinjuku
24/7 (store hours)
~mid −10% (measured Jul 2026)
Smart Exchange GiGO Shinjuku West
until 23:00
~mid −10% (measured Jul 2026)
Smart Exchange GiGO Shinjuku Kabukicho
until 23:00
~mid −10% (measured Jul 2026)
Pawn-shop FX windows on Yasukuni-dori
until 24:00
~mid −1% to −2.5%
24-hour airport counters at Haneda
n/a (need to travel)
~mid −3% to −6%
Rates are indicative and move daily — check the live rate before you go (on Yen Finder, only World Currency Shop is live-tracked).
Use a 7-Eleven Seven Bank ATM with a no-FX-fee card
(Wise/Revolut/Capital One/Schwab). Multiple 7-Eleven stores in
Shinjuku open 24/7; rates within 0.5% of mid-market.
Cost: ¥220 ATM fee (after 18:00) + ~0.5% network conversion =
about ¥220–¥350 total on ¥30,000.
For amounts ¥30,000–¥100,000
Same — 7-Eleven Seven Bank ATM. The flat ATM fee is the
same; the network conversion stays at ~0.5%. Total cost stays
small relative to amount.
Emergency need without a no-FX-fee card
Smart Exchange machine inside Don Quijote Shinjuku (Kabukicho
and Higashi-Minamiguchi stores) — 24/7, foreign cash to yen only,
no passport needed. The rate is far worse than an ATM (~mid −10%
measured), but it is immediate cash without bank-card issues.
Special case: KRW/CNY late-night
Smart Exchange GiGO Shinjuku Kabukicho for KRW/CNY until 23:00.
Korean and Chinese visitors arriving on late evening flights
find this convenient.
What's the trade-off vs daytime exchange?
For a $500 USD cash exchange, ranked from best to worst rate
(figures move daily — check the live rate):
When/Where
Rate vs mid-market
7-Eleven ATM late-night (Wise card)
best, ~mid −0.5% + ~¥220 fee
Dollar Ranger Shinjuku West (daytime)
~mid −1% to −2.5%
Pawn-shop FX 24:00
~mid −1% to −2.5%
Smart Exchange machine in Don Quijote (24/7)
~mid −10% (measured Jul 2026)
For amounts under $200, the gap is small; for $500+, the
better daytime exchange option saves real money.
Practical rule: emergency cash via 7-Eleven ATM at night;
larger exchanges next morning at Dollar Ranger or WCS.
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Last verified: 2026-05-07
What about Kabukicho's nightlife area?
Kabukicho (Shinjuku East) has multiple late-night options for
nightlife-related cash needs:
24-hour Don Quijote — with a Smart Exchange machine on the ground floor
Multiple 7-Eleven stores — every block within Kabukicho
Some 24-hour pawn shops — variable rates
24-hour Lawson and FamilyMart — Lawson Bank / E-net ATMs inside, most accept foreign cards
For nightlife cash withdrawals, the 7-Eleven ATM remains the
default optimal choice.
One safety note that matters more than any rate: when you put cash
in your wallet in Kabukicho at night, do it away from watching eyes —
and if a tout approaches with "I know a great bar, credit cards OK,"
never follow. Inflated-bill scams targeting tourists are the
district's oldest trick, and they start with exactly that sentence.
✅ Use 7-Eleven Seven Bank ATMs as primary late-night cash
source.
✅ Carry a no-FX-fee card for the lowest rate.
✅ Plan ahead to do larger exchanges before 8 pm at
daytime shops.
⚠️ Skip pawn-shop FX windows at night unless desperate.
⚠️ Don't try to find the airport for late-night airport
exchange — round-trip costs more in time and money than ATM
withdrawal.
Frequently asked questions
Are there any 24-hour Travelex outlets in Shinjuku?
No — Travelex Keio Shinjuku closes at 19:00 daily. The closest
24-hour Travelex is at Haneda Airport T3.
What about the JR ViewCard exchange center inside Shinjuku
Station?
The JR ViewCard exchange center at JR Shinjuku closes at
20:30. After that, only 7-Eleven Seven Bank ATMs inside the
station gates remain.
Will my Wise card have any issues at late-night ATMs?
No — Wise works at all 24/7 7-Eleven Seven Bank ATMs without
restriction. Card-issuing bank fraud detection may flag late-
night transactions; check pre-authorization in the app if
needed.
What's the highest single withdrawal at a late-night ATM?
¥100,000 per transaction, same as daytime. Card-side daily
limit applies.
Are Don Quijote rates competitive vs other Shinjuku options?
What Don Quijote has is not a staffed counter but a Smart Exchange
auto-machine. It runs 24/7, but the rate we measured is around mid
−10% — far worse than the dedicated chains during daytime (~mid −1%
to −2.5%). Use only if you need cash immediately late-night.
See live rates before you exchange
Yen Finder's Map tab filtered for "Open Now" shows all
late-night Shinjuku options at any hour. The rate badges remain
visible so you can pick the best available rate at the moment.
