Why some Japanese ATMs close at night in 2026

Traditional Japanese bank-branch ATMs (Mizuho, MUFG, SMBC) operate during business hours (9:00–21:00 typically); modern ATMs at 7-Eleven, Japan Post, and major chains operate 24/7. The night-close pattern reflects older operational models; modern infrastructure has phased it out at major networks.

TL;DR

• Closed at night: traditional bank branches.
• 24/7: 7-Eleven, Japan Post, modern convenience-store ATMs.
• For tourists: stick to 24/7 networks.

See also

• Article #76 — 7-Eleven Seven Bank ATM
• Article #77 — Japan Post Bank ATMs

Last verified 2026-05-07.