Complete Guide to Japan Startup, Business Manager, and Investor Visas — Top 10
⚡ 30-second answer: The Business Manager visa requires ¥5,000,000 capital and 2 full-time employees or a dedicated office. Fukuoka, Tokyo, Kobe and other Startup Visa zones offer a 6-12 month grace period to prepare capital. Initial costs ¥5,000,000-30,000,000. From visa issuance to business launch takes 6-12 months — a fast track to permanent residency.
Quick reference
Value
Business Manager capital
¥5,000,000
Startup visa
Capital OK after grace
Incorporation cost
¥250,000-300,000
Office rent
¥80,000-300,000/month
Last verified
June 2026
📖5 min read
Photo: Yen Finder Editorial
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Contents📖 ~5 min read
30-Second Answer
The Business Manager visa (formerly Investor/Business Manager) has three key requirements: ① ¥5,000,000+ capital, ② 2+ full-time employees or a dedicated office, ③ a business plan. Fukuoka, Tokyo, Kobe, Aichi, Niigata, Hiroshima, Sendai, and others run "Startup Visa (Designated Activities)" programs, giving you 6-12 months to prepare capital and launch the business. Incorporation costs ¥80,000 for a GK (LLC) or ¥250,000-300,000 for a KK (joint-stock); realistic Year 1 total costs run ¥5,000,000-30,000,000 (capital + office + payroll + working capital). The Business Manager visa renews on 1, 3, and 5-year cycles — after 5 years and meeting other requirements, you can apply for permanent residency. Fukuoka City's "Startup City Fukuoka" stands out for corporate tax breaks, free coworking space, and incorporation support.
Recommended Startup Hubs Top 10
#
City/Program
Location
Strength
Initial cost
1
Startup City Fukuoka
Fukuoka
Corp. tax cut, free coworking
¥5M-15M
2
Tokyo Startup Visa
Tokyo
Largest scale, deep funding
¥10M-30M
3
Kobe Startup Visa
Kobe, Hyogo
Medical and biotech
¥7M-20M
4
Aichi Startup Visa
Nagoya, Aichi
Manufacturing ecosystem
¥8M-25M
5
Niigata Startup Visa
Niigata
Food and agriculture
¥5M-12M
6
Hiroshima Startup Visa
Hiroshima
Chugoku region hub
¥6M-15M
7
Sendai Startup Visa
Sendai, Miyagi
Tohoku, social issues
¥5M-12M
8
Kyoto Startup Hub
Nakagyo, Kyoto
University spinoffs, tradition x IT
¥7M-18M
9
Osaka Startup City
Kita, Osaka
Post-Expo infrastructure
¥8M-22M
10
Okinawa Startup Hub
Naha, Okinawa
Tourism IT, tax breaks
¥5M-10M
Cost Breakdown
Initial costs for a Business Manager visa-backed company:
Consumption tax: 10% (taxable status above ¥10M sales)
Visa renewal fee: ¥4,000-6,000
Realistic Year 1 totals: ¥10,000,000-25,000,000. Target break-even is typically Year 3.
Support for International Founders
Fukuoka's Startup Visa team has dedicated English, Chinese, and Vietnamese desks, with the Fukuoka City Global Startup Center providing one-stop support from incorporation through tax filing and visa renewal. Klook lists "Fukuoka 1-Day Business Tour" at ¥15,000-25,000 — great for site visits and networking. Tokyo runs the "Tokyo One-Stop Business Establishment Center" for foreign founders. Kobe's KSO (Kobe Startup Office) is popular for its mentor support. The safest path is to delegate incorporation to a judicial or administrative scrivener — English-speaking firms (30+ in Tokyo and Fukuoka) are easy to find. The standard flow is to receive capital as JPY via international wire, then deposit into a dedicated capital account.
Schedule
Startup Visa application: Via city, 1-2 months
Designated Activities grace: 6-12 months
Company registration: 1-2 weeks
Corporate bank account: 2-8 weeks (tougher for foreigners)
Capital deposit: ~1 week before/after incorporation
Business Manager visa: 1-3 months after capital is prepared
Visa renewal: Apply 3 months before expiry
Tax office filing: Within 2 months of incorporation
Social insurance: Within 5 days of incorporation
Fiscal year end: Flexible (March is common)
Tax return: 2 months after fiscal year-end
Payment Methods
Overseas transfers: Wise/SWIFT for ¥5,000,000+ capital (¥30,000-80,000 fees)
Corporate accounts: SMBC, MUFG, Japan Post, PayPay Bank, GMO Aozora
Personal accounts: SMBC Trust Prestia, Rakuten Bank
Credit cards: Corporate cards (need track record)
E-money: PayPay and LINE Pay support corporate
Tax payments: Bank transfer, auto-debit, or credit card
Salary: Typically paid on the 25th
Dividends: After fiscal year, 20.42% withheld
Sending ¥5,000,000 capital via Wise costs ¥30,000-60,000; direct bank SWIFT runs ¥50,000-100,000.
Watch Out For
No paper companies: Hollow corporations get visa revoked
No borrowed capital: Must be own funds or shareholder investment
Office requirement: Home addresses rejected, lease required
Full-time staff definition: 30+ hrs/week with social insurance
Business plan: 5-year numbers must be realistic
Tax audits: More common from Year 3
Director compensation: Must be set within 3 months of fiscal start, fixed
PR requirements: 5 years of Business Manager + full tax compliance
5 Common Mistakes
Applying with borrowed capital: Denial, flagged as shell company
Filing with home office: No business substance, denied
Zero full-time staff: Treated like a sole proprietor
Abstract business plan: Numbers and market size missing = denial
Tax arrears: Renewal denied, PR blocked
Pre-Departure Checklist
Pick a Startup Visa host city (Fukuoka, Tokyo, etc.)
Home country business track record (resume, achievements)
FAQ
Q1: Difference between Startup Visa and Business Manager visa?
A: Startup Visa gives 6-12 month grace to prepare capital; Business Manager is the official post-launch visa.
Q2: Is ¥5,000,000 enough?
A: Technically meets the minimum, but realistic total with operating expenses is ¥10M+.
Q3: Can sole proprietors get a Business Manager visa?
A: Usually corporations only; sole props are case-by-case under "Designated Activities."
Q4: What about spouse and family visa?
A: Spouse and children of Business Manager holders qualify for Dependent visas.
Q5: When can I apply for permanent residency?
A: After 5 years on Business Manager visa + full tax payment + ~¥30M assets.
Editorial info: Yen Finder Editorial / Last verified June 2026.