Wise and Revolut give you mid-market rates and 0% FX fees. Roughly ¥6,000 saved on a $1,500 trip. Order before you fly and you'll skip the counter queues entirely.
Also: get online the moment you land
Japan eSIMs from ~$10/week. Install before departure, connect 1 minute after landing.
Get an Airalo eSIM ↗Best NZD → JPY rates across Japan
This is the same mid-market rate Google or the Bank of Japan show. Real shops typically apply a 1–3% spread on top.
Every shop in Japan that accepts New Zealand Dollar → JPY (only stores that handle it), sorted by smallest spread from the mid-market rate. Always confirm the latest rate at the counter before exchanging.