Compare NZD rates around Ginza (Tokyo)
This is the same mid-market rate Google or the Bank of Japan show. Real shops typically apply a 1–3% spread on top.
Three quick ways to spend less in Ginza before you hand cash over the counter.
Mid-market rate −0.5%, no hidden markup. Saves ~¥6,000 on a $1,500 trip. Free to compare — no obligation to sign up.
Check Wise's rate ↗Asia-strong hotel booking site. Skip the hotel-desk exchange counter and book card-accepting properties directly.
Book on Agoda ↗Book a vetted private guide anywhere in Japan — and settle the cash-or-card question with a local by your side.
Find a private local guide ↗🏧 Or withdraw yen at an ATM
Many foreign-issued cards work at Japanese convenience-store ATMs. Fees and per-withdrawal limits depend on your card and the ATM.
🏨 Need a hotel near Ginza? Compare prices on Agoda — free cancellation on most rooms.
Wise and Revolut give you mid-market rates with transparent ~0.5% fees. Roughly ¥6,000 saved on a $1,500 trip. Order before you fly and you'll skip the counter queues entirely.
Also: get online the moment you land
Japan eSIMs from ~$10/week. Install before departure, connect 1 minute after landing.
Get an Airalo eSIM ↗🍪 Yen Finder uses Google Analytics and Microsoft Clarity (session recordings) to improve the site. No personally identifying data is collected. Press Reject to turn them off at any time. Details