Haneda's 24-hour exchange counter in 2026: worth the worse rate?
⚡ 30-Second Answer: Haneda 24h exchange = Travelex at T3 (International) B1 floor (mid-rate -3.5%) and Pocket Change at arrivals (mid-rate -3.8%). Terminals 1 and 2 have no 24h exchange — late flights must walk/shuttle to T3. 24h ATM: 7-Eleven at T3 B1 (mid -0.46%). Late-night transit: limousine bus 00:05 / 02:00, or taxi ¥6,000-9,000.
Quick Reference Value 24h cheapest Travelex T3 B1 (-3.5%) 24h alt Pocket Change (-3.8%) 24h ATM 7-Eleven T3 B1 (-0.46%) T1/T2 24h None Late-night transit Bus or taxi Last verified June 2026
Haneda's 24-hour currency exchange counters at Terminals 2 and 3 charge approximately 0.3–0.5% more than the same chain's daytime counters — translating to ~¥150–¥250 of additional cost on a $500 swap. For arriving tourists who genuinely need cash between 22:00 and 06:00, the convenience often wins. For amounts over ¥10,000 worth, walking to a 24-hour 7-Eleven Seven Bank ATM 100m away is consistently better.
TL;DR
- Haneda 24-hour counters are at T2 (Japan Airport Terminal) and T3 (Travelex, Japan Airport Terminal, Shinhan Bank Japan).
- Rate penalty: 0.3–0.5% above daytime same-counter rate.
- Better alternative: 7-Eleven Seven Bank ATM (24/7, inside every terminal, ~0.5% below mid-market).
- Use 24-hour counter only if amount is under ¥10,000 and you're rushed.
Where are the 24-hour exchange options at Haneda?
| Location | Chain | Hours |
|---|---|---|
| T1 | Travelex | 10:00–19:00 (closed nights) |
| T1 | Pocket Change | 5:00–24:00 |
| T2 (Intl Departure 3F) | Japan Airport Terminal | 6:30–21:30 |
| T2 (Intl Departure 3F) | Travelex | 7:00–23:00 |
| T2 (1F Domestic Arrival) | Pocket Change | 24/7 |
| T2 (1F Intl Arrival) | Shinhan Bank Japan | 9:00–18:00 |
| T2 (Intl Gate 2F) | Shinhan Bank Japan | 7:00–11:00 + 12:00–15:30 |
| T3 (Airside 3F) | Travelex | 5:30–25:30 (essentially 24/7) |
| T3 (3F Departure) | Japan Airport Terminal | 24/7 |
| T3 (2F Arrival) | Japan Airport Terminal | 24/7 |
| T3 (Airside Area F) | Shinhan Bank Japan | 24/7 |
| T3 (2F Arrival) | Pocket Change | 24/7 |
The strict 24-hour services are at T3 (Japan Airport Terminal × 2, Shinhan Bank Japan, Pocket Change). Travelex T3 is essentially 24/7 with a brief 25:30 closure.
What's the rate penalty for 24-hour service?
For a typical $500 USD exchange:
| Source | Daytime rate | Late-night rate | Difference |
|---|---|---|---|
| Travelex T3 | 148.80 | 148.50 | 0.20% |
| Japan Airport Terminal T3 | 147.80 | 147.50 | 0.20% |
| Shinhan Bank Japan T3 | 146.50 | 146.20 | 0.20% |
The night rate is typically 0.2–0.4% wider spread than daytime. On $500: ¥150–¥250 of extra cost.
What's the alternative — the 7-Eleven Seven Bank ATM?
Inside every Haneda terminal (T1, T2, T3) there's a 24/7 7-Eleven Seven Bank ATM. Compared to the airport counters:
| Source | Yen received per $500 (late-night) | vs Travelex 24/7 |
|---|---|---|
| Haneda Travelex T3 (late) | ~¥74,250 | (Reference) |
| Haneda Japan Airport Terminal T3 (late) | ~¥73,750 | −¥500 |
| Haneda 7-Eleven Seven Bank ATM (Wise card) | ~¥75,400 | +¥1,150 |
| Best in-town shop next morning | ~¥75,525 | +¥2,190 |
For a Wise/Revolut/Schwab/Capital One cardholder, the 7-Eleven ATM late-night beats every Haneda counter by ¥1,000+ on $500. The math is consistent at smaller amounts too.
When does the 24-hour counter actually win?
Two scenarios:
1. Card decline backup
Your card is declined at the 7-Eleven ATM (rare, but possible). The 24-hour counter is the immediate alternative.
2. Very small cash needs (¥5,000–¥10,000)
At small amounts, the rate-loss from the counter (¥30–¥80) is comparable to the time cost of finding the ATM. Convenience wins.
For everything else, use the ATM.
Which late-night arrival is the 24-hour counter right for?
The worse rate is only worth it for some arrivals. Match your situation.
| If you're… | 24-hour counter? | Why |
|---|---|---|
| Arriving past midnight with a declined card and no yen | Yes | It's a genuine backup when the ATM won't dispense — worth the spread to not be stranded |
| Only needing ¥5,000–¥10,000 for the train and a taxi | Yes | At small amounts the rate loss (¥30–¥80) is tiny next to the convenience |
| Carrying a working Wise or Revolut card | No | The 24-hour Seven Bank ATM gives near mid-market — use it instead |
| Changing ¥100,000+ overnight | No | The percentage loss balloons at this size; change a little now, the rest in town tomorrow |
| Catching a connecting flight, never leaving the airport | Maybe | Only exchange what you'll actually spend airside; otherwise skip it |
What this means for your trip
- ✅ Use a 7-Eleven Seven Bank ATM for late-night cash needs at Haneda.
- ✅ Use the 24-hour counter as backup if your card declines.
- ✅ Skip 24-hour exchanges entirely for amounts you don't immediately need — save the larger swap for in-town tomorrow.
- ⚠️ Avoid hotel front-desk even after late-night arrivals — worst rate.
Frequently asked questions
Will the 24-hour counter accept my card if my card is declined
at the ATM? Not necessarily — the same fraud detection that blocks the ATM may block the counter. Try a different card or text your bank.
Is Travelex T3's "5:30-25:30" essentially 24/7?
Yes — there's a 30-minute closure window between 25:30 (1:30 am the next day) and 5:30 am. Practically 22-hour service.
Can I exchange large amounts (¥100,000+) at the 24-hour
counter? Yes, up to the standard ¥2,000,000 limit. Identity verification required for amounts over ¥2,000,000.
Are the rates the same at all 24-hour counters?
Within a chain (e.g., Japan Airport Terminal at all 24-hour locations), yes. Between chains (Travelex vs Japan Airport Terminal vs Shinhan), they differ by 0.5–1.0%.
What about Pocket Change at the 24-hour locations?
Pocket Change at T2 and T3 is for foreign coin/bill conversion, not standard exchange. Use only for offloading leftover currency.
Put this to work — live rates on Yen Finder
Yen Finder's Map tab shows all Haneda terminals with real-time operating status. Filter by "Open Now" to see only late-night options.
See also
- Hidden cost of airport exchange
- Haneda Airport money exchange comparison
- From Haneda to your hotel
- 7-Eleven Seven Bank ATM full guide
Last verified 2026-05-07.